Since humans cannot control natural disasters, it may be wise to transfer some of the risk to crop insurance. Crop insurance affords income coverage in exchange for a manageable premium that can be worked into your operating budget. Currently to become eligible for federal disaster payments a basic crop insurance program must be in place.
CAT Catastrophic coverage — is the least expensive. Provides basic coverage
APH Actual Production History — Premiums are based on amount of acreage and level of coverage requested
CRC Crop Revenue Coverage — Guarantees are based on income produced
CROP/HAIL — just as it sounds. Protection against damage from hail
NURSERY — coverage for nursery products
WRITTEN AGREEMENTS — crops not eligible in the regular program may be covered by an exception through a written agreement with the company
Eligible crops include:
Corn, wheat, soybeans, grapes, fruit crops, nursery, silage, oats, and many others.
Complete an ONLINE APPLICATION